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In the event that Quatro Casino deems a Player to have misused a casino account for the exploitation of promotional offers, without ever demonstrating any degree of risk with personal funds or serious intention to play, the redemption of all such promotional offers, including but not limited to sign-up bonuses, will be suspended until such times as the Player demonstrates a playing history whereby a risk of personal funds is periodically demonstrated at the Casino. Promotional offers by email are for the intended recipient only and cannot be transferred. If you are not the intended e-mail recipient, the offer is null and void. All casino promotions are reviewed regularly and we reserve the right to change the offer and or terms at any time. Winnings will not be affected but the players balance will be adjusted to reflect the correct amount when any error is detected.

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A Player's bonus account cannot be cashed in, but can be used to place wagers. A Player's cash account may be cashed in provided any minimum bet requirements associated with redeemed bonuses have been satisfied. Specific wagering requirements are indicated in the General Promotion Terms and Conditions. As the required play-through requirements are met, funds are automatically transferred from the Player's bonus account to their cash account. Play-through is achieved when any wager is made. The Player can use either their bonus or their cash account. For any wagers made, the wager is deducted from the Player's cash account. If there is no cash available, then the wager is deducted from the bonus account. This effectively means that funds in the Player's bonus account are only played if there is no cash balance. If a Player makes a withdrawal, their bonus account is reset to zero; however any unmet wagering requirements will remain.

This means that if a Player chooses to take back the money they deposited, they will lose any bonus money they may still have remaining in their Bonus Account. Winnings on wagers made from a Player's cash account are credited directly to their cash account. Winnings on wagers made from a Player's bonus account are credited to their bonus account. Where crediting a Player's bonus account with winnings that would result in the bonus account exceeding the size of the all bonus amounts, any excess winnings are credited to the Player's cash account. This is less any automatic transfers from bonus account to cash account that had occurred. If Quatro Casino deems that the autoplay feature has been used for the purpose of meeting bonus account wagering requirements, Casino Rewards reserves the right to void winnings. Observations of playing patterns such as the playing for deliberate minimum risk, equal, zero margin or hedge betting may not be considered as playing in the appropriate spirit for the purposes of meeting bonus wagering requirements.

Using the double-up feature to increase bet values; Even money bets on Sic Bo, Craps and Roulette Starting a game's feature after the bonus balance used to build up the credits towards the feature has reached 0. Withdrawing deposited funds, either in whole or in part, prior to the redemption of associated bonus funds. If a Player's Casino account shows no activity for 60 days, the bonus balance shall expire and be removed. Wagering requirements will be carried over from a bonus should a subsequent bonus be redeemed prior to making a deposit. Banking and Withdrawals Terms and Conditions include: The Player accepts that it is their sole responsibility to ascertain whether they have sufficient funds in the bank account selected to be debited for e-check, ACH or any other web wallet deposits made at Quatro Casino at the time that the deposit is made and at the time the deposit is debited from the Player's bank account.

For the avoidance of any doubt it is considered fraudulent to make an e-check, ACH or any other web wallet deposit into the casinos or poker rooms when there is insufficient money in the bank account selected to be debited at the time of the deposit, even if it is the player's intention to transfer the funds at a later stage. If Quatro Casino is suspicious of any deposits prior to paying any winnings, it may request proof that the funds were available at the time that the deposit was initiated. Withdrawn funds will be held in pending for 2 working days, during which time you may reverse the withdrawal in order to continue playing at Quatro Casino. Payments to bank accounts, cards and e-wallets are subject to daily limits including those imposed upon us both directly and indirectly by regulators, card schemes, banks, payment processors and financial institutions. Depending on your withdrawal method you may be restricted to receiving a portion of your winnings paid daily over successive weekdays until the balance is fully paid.

Returns and disputed transactions from Instadebit, E-check or any other E-wallets will not be accepted on any casino account in the Casino Rewards network. This also includes any disputes or unsettled transactions from Bank Transfer payment solutions and Credit Cards. In the event that Quatro Casino receives any returns, all winnings will be lost on all accounts held within the Casino Rewards network, even if the returns have been subsequently settled. Withdrawals that are required to be processed via a different currency to your casino account currency will be subject to a currency conversion. This currency conversion will be based on the average daily interbank market rate plus a currency conversion fee of 2. The currency conversion fee may be subject to change. Before playing you should know how much time and money you can afford to spend. Make sure gambling does not become a problem in your life and you do not lose control of your play.

In order to avoid problems with gambling, please keep the following in mind: Decide beforehand how much money you are willing to spend. Don't try to recoup your losses, they may only increase. Beware of how often and for how long you play. When you are winning, take occasional breaks. Think about the smart time to stop. Remember that gambling is entertainment. It's not a way to get rich quickly and pay off your debts. Don't forget that gambling is a game of chance.

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Quatro Casino reserves the right to refuse access to the Casino of any person. Quatro Casino also reserves the right to withhold any withdrawal they suspect are in anyway linked to fraudulent activity. We reserve the right to void any winnings associated with these types of practices. Quatro Casino reserves the right to revise or remove any part of the Terms and Conditions at its sole discretion at any time and without prior notice. Players should visit this page periodically for changes. It is the English version of these Terms and Conditions that form the basis of all Terms found in other languages. Translations into other languages are provided as a service in good faith. In the event of ambiguity between English versions and a translation, the English version always retains priority. Commonly used terminology maintain a standard definition as outlined below, unless otherwise stated; Player - refers to the person whose name is used in the registration of an account at the Casino.

Casino - refers to the Quatro Casino and all its entities. The processing of all deposits and withdrawals made at the casino are performed exclusively by and through contracts with payment processors held in the name of Bulex Enterprises Limited and GOITSC Limited in Cyprus, the payment processing arms of Fresh Horizons Ltd. Participation The casino does not accept registration nor gaming activity by those under the age of 18. The availability of our Services does not intend to enable the player to contravene any applicable laws or regulations with online gaming. We shall not be liable for any breach of any local, national, federal, state or other laws that may occur as a result of the player's gaming activity at the casino. The Player acknowledges that we have the unlimited right to withhold payment to Player of any contested funds, whether such funds are deposits, refunds, bonuses, free monies, Casino credits, payouts or the like if the Player is under the age of 18 or the Player's gaming activity contravenes their local jurisdiction.

Quatro Casino reserves the right to confirm the details supplied on registration by requesting verification by email. Players may only open and operate a single account. Where a Player is identified with more than one account we reserve the right to suspend these accounts until all the account details and balances belonging to the same Player have been verified not to have used sign up bonuses multiple times. Once completed, all other accounts will be terminated leaving a single active account. Players are asked to keep their registration details up to date. Quatro Casino allows all Players to select a password which must be kept confidential. Any actions carried out through Player's account will be deemed valid if user name and password have been entered correctly. All applicants will be sent an email to the registered email address for account activation.

All accounts must be activated through this email. Quatro Casino reserves the right to suspend all activities on the account until the account details are verified. We reserve the right to withdraw the availability of any offer or all offers to any Player or group of Players. Quatro Casino shall accept no liability for any damages or losses which are deemed or alleged to have arisen out of or in connection with its website or content; including without limitation, delays or interruptions in operation or transmission, loss or corruption of data, communication or line failure, any misuse of the site or its content or any errors or omissions in content. Quatro Casino reserves the right to close or suspend a Player's account. Quatro Casino will not abuse its relationship with the player by any unauthorised activity on the player's computer system. Account Dormancy If after 60 days the Player's Casino account shows no activity, it will be considered dormant. In this eventuality, in the interest of reducing the risk of theft or misappropriation of funds, Quatro Casino will remove any remaining funds for safekeeping.

These funds can be returned to the Player's Casino account upon request, providing the Player successfully answers a few quick security identification questions. Inter-Account Transfers The transfer of funds between individual accounts are strictly prohibited. That is until such time as the casino is satisfied that appropriate permission has been granted by the cardholder or financial account holder for the card, ewallet or financial account to be used. If a transaction is successfully processed using 3D Secure authentication, cardholder permission may be assumed. It is the Cardholder's responsibility to retain copies of transaction records and website policies and rules. It is the Cardholder's responsibility to know the laws concerning online gambling in the country of domicile.

Any withdrawals that are made by bank wire or cheque will only be payable to the name used when registering with the site and if a debit or credit card has been used to deposit funds the name must correspond to the name registered on the card. Updating or adding additional payment details may only be made within the Casino software or by contacting customer services. Only one Preferred Method Of Payment may be active at any point in time. Any withdrawals are subject to the charges specified under the banking section. Due to e-commerce and online gaming regulations and also requirements by the Financial Action Task Force FATF , Quatro Casino reserves the right to conduct a security review and may require you to provide such security documents that the Casino deems necessary in order to maintain our high levels of customer protection and security. Should it be deemed necessary the casino may also require these documents to be certified by a registered Notary. This includes, but is not limited to: Please note that an Account Holder's withdrawal may experience a slight delay due to our identity verification process.

Use of bots and Illegal Software The use and abuse of malicious software and bugs in any of the gaming software provided on the Casino platform is illegal. In the unlikely instance that a bug is detected in the gaming software, the Player must inform Quatro Casino immediately. The use of software to influence or modify the outcome of any of the games in the Poker or Casino for financial gain is strictly forbidden and any monies acquired in this way will be deducted from the Account Holders funds. Any financial gains made under these conditions will be confiscated. Interruptions in play Quatro Casino is not liable for any downtime, server disruptions, lagging, or any technical or political disturbance to the game play.

Refunds may be given solely at the discretion of The Casino Management Quatro Casino shall accept no liability for any damages or losses which are deemed or alleged to have arisen out of or in connection with the Quatro Casino website or its content; including without limitation, delays or interruptions in operation or transmission, loss or corruption of data, communication or lines failure, any person's misuse of the site or its content or any errors or omissions in content. In the event of systems or communications errors relating to the generation of random numbers, bet settlement or other element of the Product, we will not be liable to the Player as a result of any such errors and we reserve the right to void all bets on the games in question. In the event of a Casino system malfunction all wagers are void. We reserve the right to refuse or limit any wager s at our sole discretion for any reason whatsoever.

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Author: Frank Biocca

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Chair, Department of Informatics, Ying Wu College of Computing at New Jersey Institute of Technology.